{"product_id":"budget-wealth-tracker","title":"Budget Wealth Tracker","description":"\u003ch3\u003e💰 YOUR ENTIRE FINANCIAL LIFE, IN ONE SPREADSHEET\u003c\/h3\u003e\u003cp\u003eStop juggling five different apps and sticky notes. This all in one Budget \u0026amp; Wealth Tracker brings your monthly budget, spending, net worth, debt payoff, and savings goals together in one clean, automated dashboard. See exactly where your money goes and watch your wealth grow.\u003c\/p\u003e\u003cp\u003eWorks in BOTH Microsoft Excel and Google Sheets. (Many budget templates are Google Sheets ONLY, this one works in both.) No subscriptions. Buy once, use forever.\u003c\/p\u003e\u003ch4\u003eWHAT'S INSIDE (8 connected tabs)\u003c\/h4\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDASHBOARD:\u003c\/strong\u003e Your whole financial picture at a glance: income, spending, money left to budget, net worth, total debt, and savings progress, plus charts for spending by category, planned vs. actual, savings goals, and assets vs. liabilities.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMONTHLY BUDGET:\u003c\/strong\u003e Set a planned amount per category. Your \"actual\" spending fills in automatically from your transactions, with a remaining column so you always know where you stand.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTRANSACTIONS:\u003c\/strong\u003e Log spending with easy category dropdowns. Everything flows into your budget automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNET WORTH:\u003c\/strong\u003e List your assets and liabilities; your net worth calculates instantly.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDEBT PAYOFF:\u003c\/strong\u003e Track every debt with balances, interest rates, and minimum payments, plus an estimated payoff timeline for each.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSAVINGS GOALS:\u003c\/strong\u003e Set targets and watch your progress bar fill as you save.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSETTINGS:\u003c\/strong\u003e Set your name, currency, and customize your spending categories.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSTART HERE:\u003c\/strong\u003e Simple step by step setup instructions.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch4\u003eWHY YOU'LL LOVE IT\u003c\/h4\u003e\u003cul\u003e\n\u003cli\u003eEverything in one place, budget, net worth, debt \u0026amp; savings\u003c\/li\u003e\n\u003cli\u003eBeautiful dashboard that updates automatically\u003c\/li\u003e\n\u003cli\u003eSee your true spending by category\u003c\/li\u003e\n\u003cli\u003eTrack your net worth growing over time\u003c\/li\u003e\n\u003cli\u003eA clear plan to pay off debt\u003c\/li\u003e\n\u003cli\u003eVisual progress toward every savings goal\u003c\/li\u003e\n\u003cli\u003eWorks in Excel AND Google Sheets\u003c\/li\u003e\n\u003cli\u003eComes pre filled with sample data so it makes sense instantly\u003c\/li\u003e\n\u003cli\u003eFully editable, no monthly subscription\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch4\u003ePERFECT FOR\u003c\/h4\u003e\u003cul\u003e\n\u003cli\u003eAnyone starting a budget for the first time\u003c\/li\u003e\n\u003cli\u003ePeople paying down debt or building savings\u003c\/li\u003e\n\u003cli\u003eTracking net worth and overall financial health\u003c\/li\u003e\n\u003cli\u003eCouples or individuals who want one simple system\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch4\u003eINSTANT DIGITAL DOWNLOAD\u003c\/h4\u003e\u003cp\u003eYour files are available immediately after purchase. Nothing is shipped.\u003c\/p\u003e\u003cp\u003eYou'll receive:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe spreadsheet file (.xlsx, opens in Excel \u0026amp; uploads to Google Sheets)\u003c\/li\u003e\n\u003cli\u003eA Start Here guide with setup instructions\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch4\u003eHOW TO USE IN GOOGLE SHEETS\u003c\/h4\u003e\u003col\u003e\n\u003cli\u003eGo to Google Drive, New, File Upload, select the file\u003c\/li\u003e\n\u003cli\u003eOpen it, then choose File, Save as Google Sheets\u003c\/li\u003e\n\u003cli\u003eDone! All formulas and charts carry over.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e(Full instructions are included on the Start Here tab.)\u003c\/p\u003e\u003ch4\u003eNEED HELP?\u003c\/h4\u003e\u003cp\u003eQuestions or a hiccup? Just message the shop, we respond quickly and we're happy to help you get set up. Your success (and a kind review!) means everything to a small shop like ours. 💚\u003c\/p\u003e\u003cp\u003eThis tool is for informational and organizational purposes only and is not financial advice.\u003c\/p\u003e\u003cp\u003e© McGuigan Software · Smart Sheets. Powerful Insights.\u003c\/p\u003e","brand":"McGuigan Software","offers":[{"title":"Default Title","offer_id":45317493719216,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0709\/5553\/2464\/files\/budget-wealth-tracker-1_41cd29e7-9ad2-41f6-ac40-01564f0ae171.png?v=1781842171","url":"https:\/\/www.mcguigansoftware.com\/products\/budget-wealth-tracker","provider":"McGuigan Software","version":"1.0","type":"link"}