Budget Wealth Tracker

💰 YOUR ENTIRE FINANCIAL LIFE, IN ONE SPREADSHEET

Stop juggling five different apps and sticky notes. This all in one Budget & Wealth Tracker brings your monthly budget, spending, net worth, debt payoff, and savings goals together in one clean, automated dashboard. See exactly where your money goes and watch your wealth grow.

Works in BOTH Microsoft Excel and Google Sheets. (Many budget templates are Google Sheets ONLY, this one works in both.) No subscriptions. Buy once, use forever.

WHAT'S INSIDE (8 connected tabs)

• DASHBOARD: Your whole financial picture at a glance: income, spending, money left to budget, net worth, total debt, and savings progress, plus charts for spending by category, planned vs. actual, savings goals, and assets vs. liabilities.
• MONTHLY BUDGET: Set a planned amount per category. Your "actual" spending fills in automatically from your transactions, with a remaining column so you always know where you stand.
• TRANSACTIONS: Log spending with easy category dropdowns. Everything flows into your budget automatically.
• NET WORTH: List your assets and liabilities; your net worth calculates instantly.
• DEBT PAYOFF: Track every debt with balances, interest rates, and minimum payments, plus an estimated payoff timeline for each.
• SAVINGS GOALS: Set targets and watch your progress bar fill as you save.
• SETTINGS: Set your name, currency, and customize your spending categories.
• START HERE: Simple step by step setup instructions.

WHY YOU'LL LOVE IT

• Everything in one place, budget, net worth, debt & savings
• Beautiful dashboard that updates automatically
• See your true spending by category
• Track your net worth growing over time
• A clear plan to pay off debt
• Visual progress toward every savings goal
• Works in Excel AND Google Sheets
• Comes pre filled with sample data so it makes sense instantly
• Fully editable, no monthly subscription

PERFECT FOR

• Anyone starting a budget for the first time
• People paying down debt or building savings
• Tracking net worth and overall financial health
• Couples or individuals who want one simple system

INSTANT DIGITAL DOWNLOAD

Your files are available immediately after purchase. Nothing is shipped.

You'll receive:

• The spreadsheet file (.xlsx, opens in Excel & uploads to Google Sheets)
• A Start Here guide with setup instructions

HOW TO USE IN GOOGLE SHEETS

1. Go to Google Drive, New, File Upload, select the file
2. Open it, then choose File, Save as Google Sheets
3. Done! All formulas and charts carry over.

(Full instructions are included on the Start Here tab.)

NEED HELP?

Questions or a hiccup? Just message the shop, we respond quickly and we're happy to help you get set up. Your success (and a kind review!) means everything to a small shop like ours. 💚

This tool is for informational and organizational purposes only and is not financial advice.

© McGuigan Software · Smart Sheets. Powerful Insights.